USD Coin

Accept USDC payments for your business

USDC is Circle's regulated stablecoin — preferred by institutional customers and DeFi users. 1% flat fee, instant settlement, zero chargebacks.

Start Accepting USDC →API Reference

ERC20, BEP20

Networks

12–15 blocks

Confirmations

1–3 min

Settlement

Bekena fee

Chargebacks

Why USDC

Why accept USDC?

🏦

Regulated & audited

USDC is issued by Circle and fully backed by US dollar reserves, audited monthly. Preferred by businesses with compliance requirements.

💵

Zero volatility

1 USDC = $1 USD. Your customers pay a stable amount and you receive a stable amount — no exchange rate surprises on either side.

🌍

Institutional adoption

USDC is the preferred stablecoin for institutional investors, B2B payments, and DeFi protocols. Tapping into this segment means higher average transaction values.

⚡

Multi-network

Accept USDC on Ethereum (ERC20) for maximum compatibility or BNB Chain (BEP20) for near-zero network fees. Same API call, different currency code.

🚫

No chargebacks

Blockchain transactions are cryptographically final. The chargeback fraud that costs card merchants 1–4% annually is simply not possible with USDC.

🔗

DeFi ecosystem

USDC holders are active in DeFi, staking, and yield protocols. Accepting USDC signals crypto-native compatibility to these high-value users.

Who accepts USDC payments?

SaaS & B2B Services

Software companies and API providers billing global customers. USDC eliminates wire fees, currency conversion, and 30-day payment delays.

E-commerce & Digital Goods

Online stores targeting crypto-native shoppers. USDC payments settle in minutes, not days, improving your cash flow significantly.

Freelancers & Agencies

Receive USDC from global clients without the 2-5% wire transfer fees. Holds value better than volatile crypto while being instantly spendable.

DeFi & Crypto Platforms

Protocols charging subscription fees, data access, or tooling in USDC. Your users already hold it — reduce friction by accepting their preferred currency.

Payroll & Mass Payouts

Pay global teams in USDC. Instant transfers anywhere in the world, minimal fees, and no compliance issues compared to stablecoin alternatives.

Accept USDC today

1% fee. Fast settlement. Free sandbox. Live in 30 minutes.

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